Allow me to introduce myself, my name is Jeffrey Mapes, I am a lawyer and I handle consumer insolvencies in Western Michigan. I specialise in helping individuals and businesses when things go wrong. My attorneys know Michigan's bankruptcy law well and have helped numerous residents stop foreclosures in Grand Rapids and surrounding communities.
You can easily seek advice from a variety of attorneys in your area and can provide self-help and comprehensive representation services throughout the state. You can follow the Michigan Bar Association's online directory (see right column) for other attorneys and active members who are licensed and authorized to practice law in Michigan. The contact details of the above mentioned companies only take one minute and you can be provided with self-help, full representation and services in each of the states.
You should bring a copy of your bankruptcy form to the meeting to ask the trustee about the bankruptcy proceedings and the requirements for filing bankruptcy forms. You will need to complete a second mandatory bankruptcy course after filing your bankruptcy application and you will need more information on how to complete the forms and how to fit them into the larger bankruptcy filing process.
Before you spend hundreds of dollars on bankruptcy services, take the time to learn what is involved in filing for bankruptcy. Determine exactly what kind of help you need and talk to an experienced bankruptcy attorney in Grand Rapids to get your questions answered and know you've done it right. A credit counseling course like This gives you a better idea of whether you really need to file for bankruptcy or whether you could get back on your feet with some sort of informal repayment plan.
Try to get a sense of whether the lawyer has your trust and can help you to clarify legal issues. Your questions should include how you intend to solve the problem, how many years you have been a lawyer, whether you are practising specifically in this area and how many cases like yours have been handled by this lawyer?
If you need to be more convincing, let us assure you that we will ensure that your bankruptcy application is filed correctly and that there is no error. By law, filing for bankruptcy will immediately stop your creditors. If they continue to harass your team after bankruptcy, we can hold them accountable and ensure that they are punished for their actions. This essentially requires that in Chapter 13 cases, unsecured creditors receive more from the debtor than they would have received in a Chapter 7 case.
Under this scheme, if you win the case, your lawyer will receive a percentage of the total recovery of your winnings, and the lawyer will not receive a percentage back.
It is your responsibility to decide whether or not the legal services provided by this particular lawyer are affordable to you. If your case involves evidence-trial hearings, your attorney will be a primary care attorney. The Primary Care Attorney works with your local litigation attorney to cover all hearings. For more information, please call 616-459-6168 for free consultation with a local bankruptcy attorney in Grandville Michigan.
If you want to hand over your car to your lender, they will file a petition with the bankruptcy court and ask permission to take it over again. The clerk will take the bankruptcy form and ask you to sit in the waiting room.
If there are any objections, the bankruptcy judge will have your proposed plan approved by a judge in a few days or weeks. You can rely on your attorney to explain to you that you can make a bankruptcy decision and that Chapter 7 and Chapter 13 can allow you to restructure your payments and keep ownership of your home. If you plan to leave your home, bankruptcy is a much better option than foreclosure. The practical benefits of filing for bankruptcy generally outweigh the impact it can have on lending.
If you are behind on your mortgage payments, have no regular income, and want to keep your home, Chapter 13 bankruptcy is the right answer for you. It allows you to spread your mortgage payments over 3-5 years and consolidate your other bills.
These debts may not be listed in your credit report, but it is possible that buying your business is actually a secured debt, rather than unsecured debt. While you need to list the missing debts on the bankruptcy form, make sure you list everything because it is important.
If you find that your situation warrants filing for bankruptcy to avoid foreclosure and protect your income, contact a bankruptcy attorney in western Michigan. Chapter 11 bankruptcy lawyers in Grandville, Michigan, will review your debts and help you determine what is safe and what is unsecured.
A seasoned Kent County bankruptcy attorney will work with you to calculate the debt that will be paid under your plan. The Grand Rapids bankruptcy attorney will review your calculations and advise you on which chapter you will qualify for. Before you officially hire a new employee, you need to understand how your attorney (licensed member) pays you and covers your expenses for insurance, legal fees, taxes and other related expenses.